your Consolidation Specialist

Consolidate high interest debt into one lower monthly payment at 0% interest.
Erase 15k+ of credit card debt
Cut monthly payments by 50%
Get Interest on ALL cards down to 0%
No more debt collector calls


Fill out our easy 2 step form
We confirm qualification for the program on a 15 minute phone call
Save monthly & get debt removed!
Yes, we’ve already helped 145,769 people save hundreds per month. We use an AI algorithm to reduce your debt by the most amount possible
Because they know that if you file bankruptcy, they may get nothing at all. Due to the possibility of taking a loss, creditors are ok restructuring how much you owe, especially once they recognize the financial hardships you are facing. In other words, your creditors would rather accept some v.s nothing at all
We’ve helped remove $200,984,932 in credit card debt & counting. Want your debt gone next?
We’ve helped remove $200,984,932 in credit card debt & counting. Want your debt gone next?
I am beyond blown away with the AMAZING experience I was given today. If any company ever needs an example of PERFECT customer service, it should come from this company.
I’m glad I made that call to Cardinal Law Center today. I feel like I can finally breathe again knowing I have my finances under control.
Individual experience may vary.

© 2023 Cardinal Law Center. Please note that all calls may be recorded or monitored for quality assurance and training purposes.
We provide debt consolidation services. Consolidation loan options offered by our affiliates range from $1,000 to $100,000, have Annual Percentage Rates that range from 4.9% to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms from 4 to 84 months. A typical personal loan example has a loan amount of $23,760, a 4.95% origination fee, a 48-month repayment term, and an interest rate of 18.00%. You would receive $22,584 ($23,760 less the $1,176 origination fee - a prepaid finance charge), and the monthly payment would be $697.95, equating to an APR of 20.89%. The total interest would be $9,741.60, and the total cost of the loan (interest plus origination fee of $1,176) would be $10,917.72. In this example, the total payments made would equal $33,501.60. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients pursuing other debt consolidation options who make all monthly deposits, on average, pay back approximately 55% of their enrolled debt before fees. Fees are based on percentages of your enrolled amounts, are usually 25% and are success based. On average, our debt consolidation programs range from 24-48 months in duration.
We cannot offer guarantees on debt consolidation performance. Our services are not available in all states; fees may vary by state. The use of debt consolidation services may adversely affect your credit for a time. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding obligations may increase from the accrual of fees and interest. Certain creditors and types of debts are not eligible for our services. C.P.D. Reg. No. – 21-04861.
We do not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.
Testimonials reflect the individuals' opinions and may not be illustrative of all individual experiences.